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Did you just start looking? Are you ready to buy NOW? No matter where you are in the buying process I will be there to guide you through every step of the transaction.
Step by Step....10 Steps to the Home of your Dreams
1. Make your wish list. Take note of your needs and wants. Answer these questions to customize your home search.
Where do you want to live?
How many bedrooms and bathrooms do you need?
What do you like dislike about the homes of your family and friends?
2. Contact a Real Estate Broker - You will spend a considerable amount of time with your agent, you want to be well represented.
Proper representation is important to the home buying process. Determine your needs and seek guidance from your Realtor. I personally guide all of my clients through their research, financing, shopping, negotiating the best possible price and ensuring your interests are served through moving into your new home.
3. Shopping!
Looking for a home to purchase can be stressful. Therefore, I try to make the process as smooth and fun as possible. Search for homes in your pajamas! I provide direct access to the MLS so you can search for homes at your convenience 24/7. You have access to the information before 90% of other agents. Once you have found the home of your dreams, it is time to make an offer!
4. Financing
We provide in-house mortgage support to assist you with your financing needs. However, we are happy to work with any lending professional.
5. Making an Offer
When it comes to making an offer on the largest investment of your life, your home, you will want excellent representation to represent your interests and negotiate the best possible price.
5. Negotiating the Deal
Once I present the offer on your behalf, we wait for a response from the seller. This period is critical to the overall outcome of the transaction. This is when the terms of the purchase contract are determined. The seller will respond with one of two options: Acceptance or a Counter Offer. A Counter Offer changes the terms of the initial offer and gives you the opportunity to accept or counter. Once the terms of the contract are determined: 1. Purchase Price 2. Date of Close 3. Other Contingencies, we enter Escrow.
6. Escrow
When Escrow is opened, earnest money is deposited into an escrow account where it is held and disburse all funds associated with your transaction.
7. Contingency Period
The contingency period is the first 17 days of the transaction. During this time, you will receive and appove the seller's transfer disclosure statement, the preliminary title report, secure financing, perform any necessary physical inspections along with pest certifications.
8. Homeowner's Insurance/Warranty
I will work closely with your Insurance Representative to ensure you are properly insured at close of escrow. I will also negotiate a warranty to insure major liabilities.
9. Loan Funding
Escrow will require loan funding confirmation from the lender several days prior to close of escrow.
10. Transfer of Keys and Move-in!
At Close of Escrow, we will transfer the keys and you can move in!
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